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So far CashflowChick has created 62 blog entries.

Note Investing Exit Strategies—Foreclosure is not the last resort, right?

Note Investing Exit Strategies—Foreclosure is not the last resort, right? After you buy a defaulted note, when (if) contact is made with the borrower, it is vital to determine the goals and objectives of the borrower—do they want to stay in the property or leave? For some Note investors, foreclosure is not the [...]

By | August 3rd, 2017|2017, blog, investing, real estate|0 Comments

Anything Wrong With This Picture

Do you see anything wrong with this picture? We have the HousingWire reporting, “Despite the growing prominence of low down payment mortgages, first-time homebuyers believe they need to put 20% down to compete in today’s market, but it’s not true given current market conditions, according to real estate agents across the country. […]

By | October 5th, 2016|blog, investing, real estate|0 Comments

Best Real Estate Markets for 2016

WalletHub’s Richie Bernardo presents the best real estate markets for 2016. The team looked at U.S. Census Bureau data across 300 U.S. cities to find which markets were the best bet for home buyers this year. Simi Valley, Calif., has the lowest vacancy rate, 2.40 percent, which is 15.1 times lower than in Miami Beach, Fla., the city with the highest, 36.17 percent. While demand for home ownership remains strong and prices have rebounded almost back to 2007-2008 highs, this housing market is getting long in the tooth. In some places in the U.S. demand for luxury Condos has fallen, and prices for property have dropped. […]

By | September 14th, 2016|Uncategorized|0 Comments

9 Things You Need to Know About HOAs

When you purchase a condominium, townhouse or other type of property in a planned development such as a leased land property, a gated community, or even an ordinary subdivision, you are obligated to join that community’s homeowners’ association (HOA) and pay monthly or annual HOA fees for the upkeep of common areas. Investopedia’s Amy Fontinelle lists 9 Things You Need to Know About HOAs. […]

By | September 7th, 2016|blog, investing, real estate|0 Comments

Bank Statement Loans for the Self-Employed

Borrowers whose incomes are less documented have a more difficult time qualifying for a traditional home loan. Whether for a primary residence, a second home or an investment property, self-employed borrowers or those who write off 2106 unreimbursed expenses will be the most likely to benefit from the Bank Statement Loans for the Self-Employed. As its name would suggest, to get a bank statement loan you need to provide evidence of solvency, specifically in the form of bank statements from the past 12 – 24 months. These can serve as the means for a down payment. The lender makes a loan based on the terms of the Qualified Mortgage (QM) rule. If a lender makes Qualified Mortgage loan, it means the lender met certain requirements and it’s assumed that the lender followed the ability-to-repay rule. […]

By | August 17th, 2016|blog, investing, real estate|0 Comments

Down Payment Protection in California

When you bought your first home did you ever worry about losing your down payment? Well, the new home buyers want down payment protection in California, according to a new study by Harris Poll. They are reluctant to buy a home for fear that their down payment could be lost if they sell their house in a few years. Given that the average employee tenure in the U.S. is 4.6 years overall, and 3 years for millennials, it’s understandable that the modern homebuyer may be nervous to commit to living in one location for an extended period of time. […]

By | August 3rd, 2016|blog, investing, real estate|0 Comments

When Do You Fire General Contractor

When do you fire general contractor, who’s (supposedly) remodeling the kitchen? PureWow writes, “A bad contractor is kind of like a bad boyfriend–he doesn’t return your calls, he acts shady when you ask him questions and he can’t commit to a date.” When we see certain telltale signs that our contractor is unprofessional. […]

By | July 20th, 2016|blog, investing, real estate|0 Comments

Time to Hire a Property Manager

Is it time to hire a property manager? I read last month “Across the United States evictions have become increasingly commonplace and have disrupted numerous lives and, combined with decreases in rent-controlled units and decreases in affordable housing, evictions are poised to be the next significant challenge for landlords.” Evictions are one of the time consuming jobs of real estate investors who attempt to manage rentals on their own. […]

By | July 7th, 2016|blog, investing, real estate|0 Comments


Brexit! Tomorrow, June 23rd, Britain votes to stay in or leave the European Union. Clare Trapasso at Realtor.com writes, “Home buyers on American soil have enough to worry about without losing sleep over whether Britons, our neighbors across the pond, will vote to leave the European Union on Thursday. But a Brexit could spell trouble for U.S. buyers as more wealthy foreigners, concerned about the uncertainty in the United Kingdom, drive up prices on American properties by racing to scoop them up, according to the International Business Times. The effect could even trickle down to Americans looking at starter homes, according to one expert. […]

By | June 22nd, 2016|blog, investing, real estate|0 Comments

What Do You Do When You Inherit a House

Boomers stand to inherit upwards of $27 trillion over the next four decades, according to The Center of Wealth and Philanthropy at Boston College, and a portion of that includes the house their parents lived in. What do you do when you inherit a house? When that house becomes yours, figuring out what to do with it can present financial and emotional issues. If your siblings are involved, things can get even trickier. […]

By | June 1st, 2016|blog, investing, real estate|0 Comments